I am officially done with one of my debts! Hurray! Now I have set up reoccurring payments with two more debtors. For a total of $425 being paid each month out of my account. I am really hoping to get these taken care of ASAP! It will be fabulous to see positive changes on my credit score.
Looking at my credit report during Christmas break was heart breaking. It's hard to keep in mind that $13,000 of that debt gave me the best joy in my life- Nora! But I also look at a lot of it and see massive mismanagement. I am worried that a poor credit score will hurt my employment chances if I don't fix this now. Who wants to hire an accountant that can't handle her own personal finances.
If I can manage a few extra payments here and there, get an extra job over the summer and keep a strong hand on the family finances, then I think this will turn around really quickly. YAY! More debt paid!
I am SO looking forward to the day when there will be NO BAD DEBT on our record! I swear I am going to throw the biggest party!
At least I know that my debt collectors have a secure job. At least on guy does! He secured a payment agreement from me today so that should make his bosses happy!